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Toni Says: How to inform Medicare that your income is lower

Dear Toni: I began taking my RMDs (Required Minimum Distributions) from my 401(k) when I turned 72, and ... Read more

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Dave Says: Imitate successful behavior

Dear Dave: My wife and I have paid off all our consumer debt, and we’re in Baby Step ... Read more

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Dave Says: Nothing passive about real estate

Dear Dave: We sold our rental property recently. When we bought it, we thought it would be a ... Read more

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Dave Says: A different situation than most

I’m getting married next month, and my fiancé and I are both following your plan. I’m on Baby ... Read more

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Toni Says: Can I use my HSA card to pay my Medicare premium?

Dear Toni: My Medicare starts Oct. 1 and I received my first bill, due on Sept. 25, about ... Read more

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Dave Says: A ‘heart’ problem

Dear Dave: I’m pretty responsible with finances, but my girlfriend is in a bad situation with her money ... Read more

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Dave Says: Don’t crack the foundation

Dear Dave: Do you think it’s a good idea for a small business, one that’s very young but ... Read more

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Toni Says: What life insurance plans are offered after age 65?

Hi Toni: You recently wrote an article explaining the hospice issues that you were experiencing regarding your mother. ... Read more

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Dave Says: On one condition …

Dear Dave: How do you feel about people taking money out of savings to pay off credit cards? ... Read more

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Dave Says: Only if you’re debt-free and buying with cash

Dear Dave: How do you feel about someone buying a vacation home, then renting it out when they’re ... Read more